Your Claim, Our Mission: We're here to help

Know Your Claim. Own Your Power

Our “Claims Made Clear” philosophy is rooted in our commitment to delivering comprehensive consultation and education for policyholders. At ProWealth Consultants, we believe that informed self-advocacy is the cornerstone of confidently navigating insurance claims.

Our mission is simple yet powerful: to transform complexity into clarity and uncertainty into understanding. With ProWealth Consultants by your side, you gain control.

Filing an insurance claim

Filing An Insurance Claim

Filing an insurance claim can feel like stepping into a policy language, documentation, and deadlines maze. Whether you’re facing the daunting task of recovering from an unexpected loss or navigating the nuances of a policy dispute, the process often raises more questions than answers. Our Claim Insurance Consultants are here to replace uncertainty with clarity, empowering you with the tools and insights to approach your claim confidently.

When you book a Claim Insurance Consultation, you’ll meet with an experienced industry professional to help you navigate your claim questions and demystify the claims process. Your consultation begins with a detailed review of your claim:

Conducting a meticulous review of your incident and its specific circumstances.
Identifying potential claim strategies to strengthen your position.
Addressing your immediate concerns and answering pressing questions.

Our team will distill the complexities of your policy into actionable insights, ensuring you’re fully informed about the following:

All applicable coverages and endorsements are relevant to your claim.
Special provisions that could influence your claim outcome.
Policy exclusions, limitations, and other critical caveats.
Deductibles and their potential impact on your settlement.
Deadlines and time-sensitive requirements that must be met.

To build a robust claim, your consultant will review essential evidence, such as:

Claims Forms / Accord Forms.
Incident reports and any relevant law enforcement records.
Medical documentation, including reports, bills, and receipts.
Property damage assessments and repair invoices.
Photo and video evidence to substantiate your loss.
Communications via emails, letters, or any other forms of communication
Receipts or records of expenses incurred due to the claim, such as lost wages, loss of use, or other financial impacts.
Witness statements, where applicable.

To streamline the claims process, your consultant comprehensive by:

Identifying and addressing any gaps in your documentation.
Communicate the scope of your loss.

Consider this consultation your strategic roadmap through the claims process. It is designed to help you understand your rights and meet your obligations.

Setting Realistic Expectations

While we cannot guarantee specific outcomes, and the insurance adjuster makes the final decision, our helpful guidance can help you make informed decisions.

Claim Denials and Reopening Claims

Understanding Your Claim Denial

When an insurance claim is denied, understanding the decision and determining the following steps can be overwhelming. Our consultants are here to guide you through this process with a straightforward, systematic approach.

First, we conduct a thorough review of your denial. This involves:

Carefully examining the insurance company's communication.
Translating complex policy language into clear, understandable terms.
Identifying the specific terms or conditions that led to the decision helping you understand the 'what' and the 'why' behind the denial.

Once we understand why your claim was denied, we evaluate potential paths forward by:

Review your existing documentation for completeness.
Identifying any missing evidence that could strengthen your case.
Examining the insurance company's decision for potential errors or misinterpretations.

Appeal Assessment

Based on our findings, we evaluate whether an appeal is advisable. We consider the likelihood of success and the strength of new evidence.

If we determine that reopening your claim is appropriate, we'll guide you through the process by:

Discussing all necessary documentation needed to submit to an adjuster.
Explaining the process of presenting new evidence effectively.

While the claims adjuster ultimately makes the final decision, our targeted guidance aims to ensure your claim is thoroughly considered and adjusted in good faith.

A claim denial doesn't have to be the end of the road. With our professional consultation, you can confidently navigate this complex terrain, armed with the knowledge and preparation needed to potentially overturn the decision. Our objective is to empower you with the information and strategy needed to advocate for your claim effectively.

Maximizing Your Claims Consultation

To make the most of your consultation, we recommend gathering all relevant documentation prior to your session. Documents needed include your policy, correspondence with your insurer, and any supporting evidence of your claim. Having this information at hand will allow us to:

Understand the full scope of the loss.
Identify key points of your case that need attention.
Formulate the best approach to handling your claim.